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Mind Mirror » Blog Archive » Financial IQ
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Financial IQ

August 15th, 2008 Posted in headlines

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Do you know what your BillsIQ is? I think as far as my life is concerned, my bill IQ has changed depending on what lifestyle I’m leading and what phase of life I’m in. When I was in college, I had a really hard time managing money, and found myself in several different small (albeit still stressful) financial disasters, all of which concerned overspending and credit card debts. I had to ask my parents for assistance many times because of the mistakes I made, and thank goodness they were in the position to be able to help me. Now, I’m a lot smarter about my money and my spending, and know how to save a lot more readily. It’s hard when you’re put out there on your own for the first time, and all you want to do is enjoy that freedom — having your own money without anyone telling you how to spend it is a dangerous thing if you’re not as prepared as you should be. Some mistakes last a lifetime (I hear of people owing hundreds of thousands of dollars well into their old age because of the crap they bought and accumulated before they even hit 25 years old), while others only take a few years to fix. I hope I am never in the position to be in another financial disaster ever again. But if I do, at least I know there are places out there to help me understand money better and how to cope with it.

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